AI resources

Make a test purchase with cards

With the test order created, use Mercado Pago test cards to simulate different payment results. Available scenarios include approved, rejected, and pending payments, allowing you to validate how your integration handles each situation before going to production.

Test a card purchase

To test a purchase with a credit or debit card, follow the steps below.

  1. Go to Mercado Pago Developers and log in with a test buyer account you previously created. Use the username and password assigned to it. You can find these details in Test the integration > Get a test buyer account.
If an email verification code is requested when logging in, enter the 6-digit code associated with your test account. You can find it in Your integrations > Your application > Test accounts.
  1. Go to the store where you integrated Checkout Pro, select a product or service, and start the purchase process at the payment step.
  2. When your integration creates the order and generates the checkout_url, you will be redirected to the Mercado Pago payment form.
  3. Finally, complete a test purchase using the test card data in the next section. The cardholder name defines the simulated payment result.

Test cards

Mercado Pago provides test cards that will allow you to test payments without using a real card.

Their data, such as number, security code, and expiration date, can be combined with the data relating to the cardholder, which will allow you to test different payment scenarios. That is, you can use the information of any test card and test different payment results based on the cardholder's data.

Below, you can see the data of the test debit and credit cards. Select the one you want to use to test your integration.

Card typeFlagNumberSecurity codeExpiration date
Credit cardMastercard5031 7557 3453 060412311/30
Credit cardVisa4509 9535 6623 370412311/30
Credit cardAmerican Express3711 803032 57522123411/30
Debit cardMastercard5287 3383 1025 330412311/30
Debit cardVisa4002 7686 9439 561912311/30

Next, choose which payment scenario to test and fill in the cardholder's information (First name and last name, Document type and number) as indicated in the table below.

Payment StatusCardholder’s first and last nameIdentity document
Approved paymentAPRO(DNI) 12345678
Declined for general errorOTHE(DNI) 12345678
Pending paymentCONT-
Declined with validation to authorizeCALL-
Declined for insufficient amountFUND-
Declined for invalid security codeSECU-
Declined due to due date issueEXPI-
Declined due to form errorFORM-
Rejected for missing card_numberCARD-
Rejected for invalid installmentsINST-
Rejected for duplicate paymentDUPL-
Rejected for disabled cardLOCK-
Rejected for non-permitted card typeCTNA-
Rejected due to exceeded PIN attemptsATTE-
Rejected for being on the blacklistBLAC-
Not supportedUNSU-
Used to apply amount rulesTEST-

Verify the result

To confirm the result of each test purchase, send a GET to the endpoint /v1/orders/{id}API including your test Access TokenTest private key of the application created in Mercado Pago, used in the backend. You can access it through Your integrations > Integration data > Test credentials.:

curl

curl -X GET \
    -H 'Authorization: Bearer ENV_ACCESS_TOKEN' \
    'https://api.mercadopago.com/v1/orders/{id}'

Replace {id} with the id of the order obtained when creating it. The status field in the response will indicate the transaction result for the tested scenario. For all possible statuses, see the Order status documentation.