Up to 12 installments without a card with Mercado Pago - Checkout API - Mercado Pago Developers
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Hasta 12 cuotas sin tarjeta con Mercado Pago

With Checkout API, it is possible to offer Hasta 12 cuotas sin tarjeta con Mercado Pago. With this line of credit, administered by Mercado Pago, the payment is credited in full to the seller's account, while the customer can choose to pay in up to 12 fixed monthly installments, no card needed. Currently, Hasta 12 cuotas sin tarjeta con Mercado Pago is offered in our Checkout Pro, and now it is also possible to access directly from the store checkout by Checkout API.

If you want to show Hasta 12 cuotas sin tarjeta con Mercado Pago in the store's checkout, follow the steps below.

  1. In the store Control Panel, go to Stores > Configuration > Sales > Payment Methods.
  2. In Other payment methods, click on the Mercado Pago plugin, and then on Configure. Mercado Pago's plugin configuration screen
  3. Select Hasta 12 cuotas sin tarjeta con Mercado Pago and fill in the fields according to the descriptions below.
    1. The Enabled field sets the availability of the payment method in the store’s checkout. Select "Yes", or leave the system value if it matches said option.
    2. In Title, set the title of how the payment method will be displayed on the store checkout. We recommend using "Hasta 12 cuotas sin tarjeta con Mercado Pago".
    3. In Deadline for payment, choose the time period in which the customer must complete the payment.
    4. When the customer does not have an active line of credit to use Hasta 12 cuotas sin tarjeta con Mercado Pago, we will redirect them to Mercado Pago. The Payment completion view option allows you to remove payment methods from Mercado Pago and, if your customer still wants to use any of them, they must go back to checkout to finish the payment.

Configuration of the payment method screen

Common payment method definitions

In this section, you can define some general characteristics of the platform for the use of Checkout API. Fill in each of the requested fields according to the description below.

  1. In the Minimum order total option, set the minimum value for an order to be processed. In this field, enter integers. The payment method will only be displayed to the consumer if the order value is equal to or greater than what you inform.
  2. In Maximum order amount, set a maximum value for the order to be processed. In this field, enter integers. The payment method will only be displayed to the consumer if the order value is equal to or less than what you inform.
  3. In Payment From Specific Countries, select the countries that can use this payment method. Only consumers whose payment address is from one of the countries you selected can see this payment method.
  4. In the Sort Order option, set an ascending order of display for this payment method on the checkout. For example, if the order is 1, any other payment method with a higher one will be displayed after it.

Common payment method definitions screen

Click Save Configuration to save these changes. You can now offer Hasta 12 cuotas sin tarjeta con Mercado Pago as a payment method in the store’s checkout.