# MD for: https://www.mercadopago.com.ar/developers/pt/docs/adobe-commerce/payment-configuration.md

\# Configure payment methods With the Mercado Pago plugin for Adobe Commerce, you can offer different types of Mercado Pago solutions. You can configure the solution you prefer or combine them for more conversion possibilities. Choose the solution you want to configure and follow the steps. :::::TabsComponent ::::TabComponent{title="Checkout Pro"} This solution allows payment to be made within a Mercado Pago environment, with an in-store modal or with redirection. Customers can pay even without having a Mercado Pago account and, if they have one, they can pay with their saved payment methods. With Checkout Pro you can offer payments with credit or debit card, Rapipago, Pago Fácil, Mercado Pago Account and Cuotas sin Tarjeta. 1\. In your store's Dashboard, click on the \*\*Stores\*\* button located in the left sidebar menu. Then, click on \*\*Settings > Configuration\*\*. !\[Configure Mercado Pago extension\](https://www.mercadopago.com.ar/images/adobe-commerce/configure-mp-1-en-v1.png) 2\. In the "Configuration" menu, select \*\*SALES > Payment Methods\*\*. Then, click on the \*\*Other Payment Methods\*\* dropdown menu, where you will find the Mercado Pago plugin. Click on the \*\*Configure\*\* button next to it. !\[Configure Mercado Pago extension 2\](https://www.mercadopago.com.ar/images/adobe-commerce/configure-mp-2-en-v1.png) 3\. Select the \*\*Checkout Pro\*\* dropdown menu. By default, this payment method is already activated and preconfigured. If you want to modify it, you must uncheck the \*\*Use system value\*\* option and configure the fields as indicated below. \* \*\*Enabled:\*\* Defines whether Checkout Pro will be available as a payment method in your store. Choose \*\*Yes\*\* to activate it or \*\*No\*\* to not offer Checkout Pro in your store. If you choose "No", you have finished configuring this payment method. \* \*\*Title:\*\* Defines the title with which the payment method will be displayed on the store's payment screen. \* \*\*Deadline for payment\*\*: Allows you to define the amount of time the customer will have to complete the payment. Accepted values are equivalent to calendar days. \* \*\*Use Binary Mode\*\*: You can enable binary mode if your business model requires payment approval to be instant. This way, the payment can only be approved or rejected. Choose \*\*Yes\*\* to activate it or \*\*No\*\* to not accept them. We recommend selecting \*\*No\*\* to improve the payment approval rate. \* \*\*Payment completion view\*\*: allows you to choose whether you want the buyer to pay on the site, through a modal, or if you prefer them to be redirected to a Mercado Pago site and then returned to your store. Choose \*\*Modal window in store environment\*\* for modal payments or \*\*Redirection to Mercado Pago environment\*\* for payments with redirection. \* \*\*Installment option limit\*\*: Defines the maximum number of installments you will offer for card payments with Mercado Pago in Checkout Pro. \* \*\*Removed payment method\*\*: Allows you to exclude payment methods you don't want to offer. Select the methods you don't want to offer. You can select more than one by holding down the CTRL key. 4\. Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. ## Conversion Tags In this section, you can configure conversion tags for Facebook Ads and Google Ads to implement in the Mercado Pago payment environment ### Facebook Ads To implement Facebook conversion tags, click on Facebook and follow the steps below. 1\. In \*\*Enable Facebook pixel\*\*, choose \*\*Yes\*\* to activate it or \*\*No\*\* to leave it unused. 2\. In Facebook, enter the ID of your conversion tag. 3\. Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. ### Google Ads To implement Google conversion tags, click on Google and follow the steps below. 1\. In \*\*Enable Google pixel\*\*, choose \*\*Yes\*\* to activate it or \*\*No\*\* to leave it unused. 2\. In \*\*Google Ads - Id\*\*, enter the ID of your conversion tag. 3\. In the \*\*Google Ads - Label\*\* field, enter the Label of your conversion tag. 4\. Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. Done! Upon completing these configurations, your sales will have been associated with Google Ads and/or Facebook Ads to monitor conversions of each ad. ## Common payment method definitions In this section you can define some general characteristics of the platform for the payment method. Complete each of the requested fields according to their respective descriptions. \* \*\*Minimum order total\*\*: Defines the minimum value for an order to be processed. You must enter whole numbers. The payment method will only be shown to the consumer if the order value is equal to or greater than what you have indicated. \* \*\*Maximum order amount\*\*: Defines a maximum value for the order to be processed. You must enter whole numbers. The payment method will only be shown to the consumer if the order value is equal to or less than what you have indicated. \* \*\*Payment From Specific Countries\*\*: Select the countries that can use this payment method. Only consumers whose payment address is from one of the countries you have selected will be able to see this payment method. \* \*\*Sort Order\*\*: Defines an increasing order of display for this payment method at checkout. The lower the number you enter, the lower its position among all the others. For example, if it is 1, any other payment method with a higher order will be displayed after it. !\[Common payment definitions\](https://www.mercadopago.com.ar/images/adobe-commerce/common-payment-definitions-en-v1.png) Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. > NOTE > > To perform integration tests with this payment method, contact your Mercado Pago advisor. :::: ::::TabComponent{title="Cuotas sin tarjeta con Mercado Pago"} \*\*Cuotas sin Tarjeta\*\* is Mercado Pago's financing option that allows customers to pay in installments without having a credit card. Through this line of credit, managed by Mercado Pago, the money is credited in full to the seller's account, while the customer can choose to pay in up to 12 months, without needing a card. By setting up this option, you are enabling this payment method directly in the store's checkout. To configure \*\*cuotas sin tarjeta con Mercado Pago\*\* in the store's checkout, follow the steps below. 1\. In your store's Dashboard, click on the \*\*Stores\*\* button located in the left sidebar menu. Then, click on \*\*Settings > Configuration\*\*. !\[Configure Mercado Pago extension\](https://www.mercadopago.com.ar/images/adobe-commerce/configure-mp-1-en-v1.png) 2\. In the "Configuration" menu, select \*\*SALES > Payment Methods\*\*. Then, click on the \*\*Other Payment Methods\*\* dropdown menu, where you will find the Mercado Pago plugin. Click on the \*\*Configure\*\* button next to it. !\[Configure Mercado Pago extension 2\](https://www.mercadopago.com.ar/images/adobe-commerce/configure-mp-2-en-v1.png) 3\. Select the \*\*Meses sin tarjeta de Mercado Pago - Your customers can buy now and pay later\*\* dropdown menu. By default, this payment method is already activated and preconfigured. If you want to modify it, you must uncheck the \*\*Use system value\*\* option and configure the fields as indicated below. \* \*\*Enabled:\*\* Defines whether cuotas sin tarjeta will be available as a payment method in your store. Choose \*\*Yes\*\* to activate it or \*\*No\*\* to deactivate it. If you choose "No", you have finished configuring this payment method. \* \*\*Title:\*\* Defines the title with which the payment method will be displayed on the store's payment screen. \* \*\*Deadline for payment\*\*: Allows you to define the amount of time the customer will have to complete the payment. Accepted values are equivalent to calendar days. \* \*\*Removed payment method\*\*: Allows you to exclude payment methods you don't want to offer. Select the methods you don't want to offer. You can select more than one by holding down the CTRL key. 4\. Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. ## Common payment method definitions In this section you can define some general characteristics of the platform for the payment method. Complete each of the requested fields according to their respective descriptions. \* \*\*Minimum order total\*\*: Defines the minimum value for an order to be processed. You must enter whole numbers. The payment method will only be shown to the consumer if the order value is equal to or greater than what you have indicated. \* \*\*Maximum order amount\*\*: Defines a maximum value for the order to be processed. You must enter whole numbers. The payment method will only be shown to the consumer if the order value is equal to or less than what you have indicated. \* \*\*Payment From Specific Countries\*\*: Select the countries that can use this payment method. Only consumers whose payment address is from one of the countries you have selected will be able to see this payment method. \* \*\*Sort Order\*\*: Defines an increasing order of display for this payment method at checkout. The lower the number you enter, the lower its position among all the others. For example, if it is 1, any other payment method with a higher order will be displayed after it. !\[Common payment definitions\](https://www.mercadopago.com.ar/images/adobe-commerce/common-payment-definitions-en-v1.png) Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. > NOTE > > To perform integration tests with this payment method, contact your Mercado Pago advisor. :::: ::::TabComponent{title="Checkout API"} With Checkout API, customers can shop in your store without having to be redirected to an external page. This solution allows for greater control in the customization and integration process and offers a complete structure for payment processing with the main payment methods available in the market. You can offer payments with credit and debit cards, payment with two cards and offline payment methods. Choose the payment methods you want to offer and follow the steps to configure them in your store. :::AccordionComponent{title="Credit and debit cards"} 1\. In your store's Dashboard, click on the \*\*Stores\*\* button located in the left sidebar menu. Then, click on \*\*Settings > Configuration\*\*. !\[Configure Mercado Pago extension\](https://www.mercadopago.com.ar/images/adobe-commerce/configure-mp-1-en-v1.png) 2\. In the "Configuration" menu, select \*\*SALES > Payment Methods\*\*. Then, click on the \*\*Other Payment Methods\*\* dropdown menu, where you will find the Mercado Pago plugin. Click on the \*\*Configure\*\* button next to it. !\[Configure Mercado Pago extension 2\](https://www.mercadopago.com.ar/images/adobe-commerce/configure-mp-2-en-v1.png) 3\. Select the \*\*Checkout Transparent\*\* dropdown menu. 4\. Next, expand the \*\*Credit and debit cards\*\* menu. By default, this payment method is already activated and preconfigured. If you want to modify it, you must uncheck the \*\*Use system value\*\* option and configure the fields as indicated below. \* \*\*Enabled:\*\* Defines whether payments with credit and debit cards will be available as a payment method in your store. Choose \*\*Yes\*\* to activate it or \*\*No\*\* to deactivate it. If you choose "No", you have finished configuring this payment method. \* \*\*Title:\*\* Defines the title with which the payment method will be displayed on the store's payment screen. \* \*\*Enable vault\*\*: Allow the buyer to save and use the card in the future. Choose \*\*Yes\*\* to activate it or \*\*No\*\* to deactivate it. \* \*\*Payment action\*\*: This setting will define how Mercado Pago will process the order. Choose between \*\*Authorization for future capture\*\*, a flow in which no future action is required (in this scenario the customer pays and Mercado Pago withdraws the amount from the card balance), or \*\*Authorization for immediate capture\*\*, where Mercado Pago will only authorize the amount on the customer's balance, and only after your manual action will the amount actually be captured. \* \*\*Use Binary Mode\*\*: You can enable binary mode if your business model requires payment approval to be instant. This way, the payment can only be approved or rejected. Choose \*\*Yes\*\* to activate it or \*\*No\*\* to not accept them. We recommend selecting \*\*No\*\* to improve the payment approval rate. !\[checkout-api-cards\](https://www.mercadopago.com.ar/images/adobe-commerce/choapi-cards-1-en-v1.png) 5\. Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. ### Capture buyer details in the payment form This option allows you to obtain the buyer's document data through an additional field in the payment form. By default, it is disabled. If you want to enable it, follow these steps. 1\. Expand the \*\*Capture of customer details in the payment form\*\* menu. 2\. Uncheck the \*\*Use system value\*\* option and, in the \*\*Capture document identification\*\* option, select \*\*Enable\*\*. 3\. Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. !\[Capturar-documentos-comprador\](https://www.mercadopago.com.ar/images/adobe-commerce/choapi-twocards-2-en-v1.png) ### Common payment method definitions In this section you can define some general characteristics of the platform for the payment method. 1\. Expand the \*\*Common Payments Method Definitions\*\* menu and complete each of the requested fields according to their respective descriptions. \* \*\*Minimum order total\*\*: Defines the minimum value for an order to be processed. You must enter whole numbers. The payment method will only be shown to the consumer if the order value is equal to or greater than what you have indicated. \* \*\*Maximum order amount\*\*: Defines a maximum value for the order to be processed. You must enter whole numbers. The payment method will only be shown to the consumer if the order value is equal to or less than what you have indicated. \* \*\*Payment From Specific Countries\*\*: Select the countries that can use this payment method. Only consumers whose payment address is from one of the countries you have selected will be able to see this payment method. \* \*\*Sort Order\*\*: Defines an increasing order of display for this payment method at checkout. The lower the number you enter, the lower its position among all the others. For example, if it is 1, any other payment method with a higher order will be displayed after it. !\[Common payment definitions\](https://www.mercadopago.com.ar/images/adobe-commerce/common-payment-definitions-en-v1.png) Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. ### Installments and interest You can configure whether you want to offer installments with interest for this payment method. This configuration is made directly in your Mercado Pago account. Follow the steps below to configure it. 1\. Expand the \*\*Installment and interest\*\* menu. 2\. Click on the \*\*Set up installments and interest\*\* button. You will be redirected to Mercado Pago, where you must log in with your seller account. 3\. In the Mercado Pago Panel, you will be automatically redirected to Your business > Costs and installments. \* Select the \*\*Checkout\*\* option. Then, click on \*\*To offer installments\*\* and enable installment payments by clicking on \*\*Offer\*\*. Select the number of installments you want to offer in the store. Options range from 1 to 12 times. !\[installments-and-interests\](https://www.mercadopago.com.ar/images/adobe-commerce/choapi-twocards-3-en-v1.png) Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. > NOTE > > To perform integration tests with this payment method, contact your Mercado Pago advisor. ::: :::AccordionComponent{title="Payment with two cards"} 1\. In your store's Dashboard, click on the \*\*Stores\*\* button located in the left sidebar menu. Then, click on \*\*Settings > Configuration\*\*. !\[Configure Mercado Pago extension\](https://www.mercadopago.com.ar/images/adobe-commerce/configure-mp-1-en-v1.png) 2\. In the "Configuration" menu, select \*\*SALES > Payment Methods\*\*. Then, click on the \*\*Other Payment Methods\*\* dropdown menu, where you will find the Mercado Pago plugin. Click on the \*\*Configure\*\* button next to it. !\[Configure Mercado Pago extension 2\](https://www.mercadopago.com.ar/images/adobe-commerce/configure-mp-2-en-v1.png) 3\. Select the \*\*Checkout Transparent\*\* dropdown menu. 4\. Next, expand the \*\*Payment with two cards\*\* menu. By default, this payment method is already activated and preconfigured. If you want to modify it, you must uncheck the \*\*Use system value\*\* option and configure the fields as indicated below. \* \*\*Enabled:\*\* Defines whether payments with two cards will be available as a payment method in your store. Choose \*\*Yes\*\* to activate it or \*\*No\*\* to deactivate it. If you choose "No", you have finished configuring this payment method. \* \*\*Title:\*\* Defines the title with which the payment method will be displayed on the store's payment screen. !\[Configurar-pagos-con-dos-tarjetas\](https://www.mercadopago.com.ar/images/adobe-commerce/choapi-twocards-1-en-v1.png) 5\. Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. ### Capture buyer details in the payment form This option allows you to obtain the buyer's document data through an additional field in the payment form. By default, it is disabled. If you want to enable it, follow these steps. 1\. Expand the \*\*Capture of customer details in the payment form\*\* menu. 2\. Uncheck the \*\*Use system value\*\* option and, in the \*\*Capture document identification\*\* option, select \*\*Enable\*\*. 3\. Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. !\[Capturar-documentos-comprador\](https://www.mercadopago.com.ar/images/adobe-commerce/choapi-twocards-2-en-v1.png) ### Common payment method definitions In this section you can define some general characteristics of the platform for the payment method. 1\. Expand the \*\*Common Payments Method Definitions\*\* menu and complete each of the requested fields according to their respective descriptions. \* \*\*Minimum order total\*\*: Defines the minimum value for an order to be processed. You must enter whole numbers. The payment method will only be shown to the consumer if the order value is equal to or greater than what you have indicated. \* \*\*Maximum order amount\*\*: Defines a maximum value for the order to be processed. You must enter whole numbers. The payment method will only be shown to the consumer if the order value is equal to or less than what you have indicated. \* \*\*Payment From Specific Countries\*\*: Select the countries that can use this payment method. Only consumers whose payment address is from one of the countries you have selected will be able to see this payment method. \* \*\*Sort Order\*\*: Defines an increasing order of display for this payment method at checkout. The lower the number you enter, the lower its position among all the others. For example, if it is 1, any other payment method with a higher order will be displayed after it. !\[Common payment definitions\](https://www.mercadopago.com.ar/images/adobe-commerce/common-payment-definitions-en-v1.png) Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. ### Installments and interest You can configure whether you want to offer installments with interest for this payment method. This configuration is made directly in your Mercado Pago account. Follow the steps below to configure it. 1\. Expand the \*\*Installment and interest\*\* menu. 2\. Click on the \*\*Set up installments and interest\*\* button. You will be redirected to Mercado Pago, where you must log in with your seller account. 3\. In the Mercado Pago Panel, you will be automatically redirected to Your business > Costs and installments. \* Select the \*\*Checkout\*\* option. Then, click on \*\*To offer installments\*\* and enable installment payments by clicking on \*\*Offer\*\*. Select the number of installments you want to offer in the store. Options range from 1 to 12 times. !\[installments-and-interests\](https://www.mercadopago.com.ar/images/adobe-commerce/choapi-twocards-3-en-v1.png) Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. > NOTE > > To perform integration tests with this payment method, contact your Mercado Pago advisor. ::: :::AccordionComponent{title="Offline payment methods"} Offline payment methods are options that allow the buyer to generate a payment voucher, such as a ticket or receipt, and pay it at authorized payment locations. You can offer payments with Rapipago and Pago Fácil. To offer payments with offline methods, follow these steps. 1\. In your store's Dashboard, click on the \*\*Stores\*\* button located in the left sidebar menu. Then, click on \*\*Settings > Configuration\*\*. !\[Configure Mercado Pago extension\](https://www.mercadopago.com.ar/images/adobe-commerce/configure-mp-1-en-v1.png) 2\. In the "Configuration" menu, select \*\*SALES > Payment Methods\*\*. Then, click on the \*\*Other Payment Methods\*\* dropdown menu, where you will find the Mercado Pago plugin. Click on the \*\*Configure\*\* button next to it. !\[Configure Mercado Pago extension 2\](https://www.mercadopago.com.ar/images/adobe-commerce/configure-mp-2-en-v1.png) 3\. Select the \*\*Checkout Transparent\*\* dropdown menu. 4\. Then, select the \*\*Offline Payment Methods\*\* dropdown menu. By default, this payment method is already activated and preconfigured. If you want to modify it, you must uncheck the \*\*Use system value\*\* option and configure the fields as indicated below. \* \*\*Enabled:\*\* Defines whether payments with offline payment methods will be available as a payment method in your store. Choose \*\*Yes\*\* to activate it or \*\*No\*\* to deactivate it. If you choose "No", you have finished configuring this payment method. \* \*\*Title:\*\* Defines the title with which the payment method will be displayed on the store's payment screen. \* \*\*Deadline for payments\*\*: This field defines the time the customer has to complete the payment. Accepted values are equivalent to calendar days. \* \*\*Exclude Payment Methods\*\*: Allows you to exclude payment methods you don't want to offer through Mercado Pago's Checkout Pro. Select the methods you don't want to offer. You can select more than one by holding down the CTRL key. If you don't want to exclude any, select \*\*Accept all payment methods\*\*. !\[medios de pago offline\](https://www.mercadopago.com.ar/images/adobe-commerce/offline-payments-adobe-en-v1.png) 5\. Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. ### Capture buyer details in the payment form This option allows you to obtain the buyer's document data through an additional field in the payment form. By default, it is disabled. If you want to enable it, follow these steps. 1\. Expand the \*\*Capture of customer details in the payment form\*\* menu. 2\. Uncheck the \*\*Use system value\*\* option and, in the \*\*Capture document identification\*\* option, select \*\*Enable\*\*. 3\. Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. !\[Capturar-documentos-comprador\](https://www.mercadopago.com.ar/images/adobe-commerce/choapi-twocards-2-en-v1.png) ### Common payment method definitions In this section you can define some general characteristics of the platform for the payment method. 1\. Expand the \*\*Common Payments Method Definitions\*\* menu and complete each of the requested fields according to their respective descriptions. \* \*\*Minimum order total\*\*: Defines the minimum value for an order to be processed. You must enter whole numbers. The payment method will only be shown to the consumer if the order value is equal to or greater than what you have indicated. \* \*\*Maximum order amount\*\*: Defines a maximum value for the order to be processed. You must enter whole numbers. The payment method will only be shown to the consumer if the order value is equal to or less than what you have indicated. \* \*\*Payment From Specific Countries\*\*: Select the countries that can use this payment method. Only consumers whose payment address is from one of the countries you have selected will be able to see this payment method. \* \*\*Sort Order\*\*: Defines an increasing order of display for this payment method at checkout. The lower the number you enter, the lower its position among all the others. For example, if it is 1, any other payment method with a higher order will be displayed after it. !\[Common payment definitions\](https://www.mercadopago.com.ar/images/adobe-commerce/common-payment-definitions-en-v1.png) Click on the \*\*Save Config\*\* button in the upper right corner of the screen to complete the configuration of the payment method. > NOTE > > To perform integration tests with this payment method, contact your Mercado Pago advisor. ::: :::: :::::