# MD for: https://www.mercadopago.com.ar/developers/es/docs/batch-payments/overview.md

\> RED\_MESSAGE > > Commercial contact required. You can only integrate this product if your commercial contact has shared all the necessary information to do so. 

 Batch Payments  Process recurring mass payments and migrate card vaults by sending PGP-encrypted .csv files via SFTP or Web Portal. Mercado Pago processes each transaction and returns the result per file. 

 Mass payments 

 24/7 availability 

 Security through tokenization 

 Process simplification 

 What it offers  Batch Payments processes .csv files containing tokenized card data (\`customer\_id\` and \`card\_id\`) sent via SFTP or Web Portal, and returns a results file with the status of each transaction. 

Mass payments

  * Process large volumes of payments simultaneously.
  * Save time and effort when managing large-scale transactions.
  * Allow multiple daily payment attempts.

Process simplification

  * No need to develop API integrations.
  * Save development resources.
  * Accelerated payment system implementation.

Security

  * Card tokenization.
  * Operates without sensitive card information (PAN).
  * PCI-DSS compliance.

Flexibility

  * 24/7 availability for payments.
  * Two upload methods: SFTP or Web Portal.

 How it works 

 The seller prepares a CSV file with payment data and sends it via SFTP or Web Portal. Mercado Pago processes the payments through multi-acquirer and returns a file with the status of each transaction. 

 Processing flow 
1. The seller prepares the CSV file with payment data.
2. Sends the file via SFTP or Web Portal.
3. Mercado Pago processes payments through multi-acquirer.
4. Receives the output file with the status of each payment.
5. Monitors processing status from the portal or the results file.

Implementation methodsChoose between two upload methods according to your technical needs and operation volume. Both methods share the same security requirements and file formats.

![](https://http2.mlstatic.com/storage/dx-devsite/docs-assets/custom-upload/2025/5/18/sftp-icon.png)SFTP (Server)[View documentation](https://www.mercadopago.com.ar/developers/en/docs/batch-payments-vault-migration/vault-migration/vault-landing)

![](https://http2.mlstatic.com/storage/dx-devsite/docs-assets/custom-upload/2025/5/18/portal-icon.png)Web Portal[View documentation](https://www.mercadopago.com.ar/developers/en/docs/batch-payments-vault-migration/massive-charge-and-refund-portal)

Implementation effort

Implementation effort

Implementation effort

Required technical level

Required technical level

Medium

Required technical level

Low

Automation

Automation

High - Automated processes

Automation

Low - Manual process

File volume

File volume

High - Multiple files

File volume

Medium - Individual upload

Initial configuration

Initial configuration

Complex - SFTP credentials

Initial configuration

Simple - Login only

Ideal for

Ideal for

Companies with technical teams

Ideal for

One-time uploads and users without technical team

Availability by country

Availability by country

AR

UY

MX

CL

CO

PE

Availability by country

AR

UY

MX

CL

CO

PE